I have a joke for you that goes like this: the head of the DDF—the office formerly known as Holy—and Joel Osteen walk into a bar and draft a document and it is called Fiducia Supplicans. I know you are rolling on the floor laughing; or more likely, you are wondering when I am going to make the joke. Well, I did consider calling the fruit of Tucho and Osteen’s fictitious encounter Fiduciary…